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Application Cover Letter

Application for Housing

Criteria for selection:

1. Need for housing. Applicant must have a need for housing and be unable to obtain conventional financing due to limited income.

2. Ability to pay. Applicant must have enough income to repay the Habitat mortgage and monthly living expenses, and must have an acceptable credit history.


Annual Income Range
Family Size Gross Annual Income
One $13,850 to $23,050
Two $15,800 to $26,350
Three $17,800 to $29,650
Four $19,750 to $32,950
Five $21,350 to $35,600
Six $22,950 to $38,200
Seven $24,500 to $40,850
Eight $26,100 to $43,500


3. Willingness to partner. The family must exhibit a willingness to partner with Habitat, which includes volunteering a minimum of 300 hours with Habitat.

4. Residency. Applicants must be legal residents of the United States and have lived in Franklin County at least one year immediately prior to selection.